Home Visit
After you call CAP free on 0800 328 0006
a CAP Debt Advisor and Support Worker
from the Chichester CAP Centre will visit
you in your own home.
An Effective Budget
A realistic budget is then worked out at
CAP HQ by prioritising your essential bills,
negotiating affordable payments with each
creditor and stopping unfair interest and
charges where possible. The local CAP
Debt Advisor will then visit you again to
explain the budget and the payments you
will need to make.
CAP Account
A CAP Account is then set up for you. This
acts like a simple bank account. You will
need to make one weekly or monthly
payment into your account to cover all of
your bills and debts. CAP will then
distribute this on your behalf. You can also
make savings in your CAP Account.
Insolvency (Bankruptcy)
If you are in severe debt then we can walk
you through insolvency, like petitioning for
bankruptcy. We can help you to fill out the
forms and even attend court with you.
Debt Free
You will use your CAP Account to pay your
bills and debt repayments and you will be
supported by a team at CAP HQ until you
are debt free. You may keep your CAP
Account even after you are debt free.
